After much humming and hawing, I was finally persuaded that Invisalign braces, followed by a retainer, would help my jaw ache. I had already spent $$ having all the imaging and modeling done ($$) to determine the extent of the problem, and my dentist felt that I had a 95% chance of it improving my life. OK then. I decided to bite the bullet and go ahead with the treatment, and called up to ask what financial aid options, or payment schemes, they offered.
My options were:
- I could pay a little every month until the full amount was paid, at which time my treatment could begin.
- I could apply for a care credit card online, which which give me interest free credit for x months, depending on how much I spent
- I could pay in full, ahead of treatment.
"Ok," I asked, "if I pay in full, prior to starting treatment, is there any discount for paying up front, or paying in cash?" Nope, not at all, I was told. The price was set at $x,xxx. I said I'd sleep on it and get back to them, having been given a direct number and contact name for the billing of these treatments.
I called back 2 days later to say that I would pay the entire amount on my credit card. "Oh, we have a special on for December right now, where you can get $400.00 off, but I could make it apply to your November purchase. Would you like to do that?" WHAT? This was the exact same person I spoke to about getting discount for paying up front a few days prior.
Sometimes, I just don't understand real life ... but I'm not complaining - this time around it's gone in my favor. It's just odd that this wasn't offered to me when I specifically queried about discounts available - and if I had decided to pay on the first day I called, I would have been $400 poorer.